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First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Q	Over what famous building is aircraft forbidden to fly at any time?
A	No aircraft is permitted to fly over the Taj Mahal in India.
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Dino D'Orazio, REALTOR®, real estate agent and broker for Montgomery County, Bucks County, Philadelphia County and Delaware County, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Dino D'Orazio
Keller Williams Real Estate - Blue Bell
910 Harvest Drive, # 100
Blue Bell, PA 19422
215.654.5456
Fax: 215-654-6060
DinoDorazio@NUMBER1EXPERT.com

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